Posts Tagged ‘motor insurance’

The Benefits Of Getting Older…in Terms Of Your Car Insurance

Sunday, July 25th, 2010

You are another year older and another grey hair on the head. It is not all bad news though as some things get better with age. Take for example your car insurance. If you are over 22 and have a full license then you are probably much better off now with AXA insurance. Chances are that you now have a ‘Drivers of Other Cars’ policy extension included.

For the majority of older AXA customers, they are covered with car insurance while driving other people’s cars. If you get permission off the other car owner then you will be covered by 3rd party car insurance while driving that car. You get this cover without actually being a named driver on the owner’s insurance policy. This is a great deal for older drivers.

Take this as an example of how valuable the ‘Driving of Other Cars’ could be for you: You and 3 of your friends are planning a trip to the coast for some surfing this weekend. Instead of taking 4 cars your friend offers to drive everyone down. The weekend goes mightily but your friend sprains his arm and can’t drive home. What do you do? Luckily, because you have the ‘Driving of Other Cars’ extension you are there to save the day. You are free to jump in the driver’s seat and drive home secure in the knowledge that you are covered by 3rd party car insurance.

There are some pre-conditions to getting this cover. You can only access this cover if you are not the car owner and have not hired it under a hire purchase agreement. If you look at your insurance certificate you can easily see whether you are covered or not by checking out section 5(b).

Of course, it’s important to understand some of the things the ‘Driving of Other Cars’ extension does not cover. It only applies to private passenger vehicles, and does not cover you to drive – vans, car-vans, jeep type vehicles with no seats in the back, vans adapted to carry passengers

When you’ve been with AXA for 3 years with comprehensive cover, we will upgrade your Third Party “Driving of Other Cars” cover to Comprehensive “Driving of Other Cars” cover at no extra cost. This means we will cover you to drive someone else’s car on a comprehensive basis, so if you accidentally damage the car, the damage is covered. No other insurance company in Ireland offer this type of cover to customers.

If you are interested in what you have just read then get a car insurance quote from AXA today. AXA sell low cost motor insurance products.

If You Damaged Another Car Would You Stop Or Drive On?

Sunday, June 27th, 2010

Your mood is great as you have just been on a widely successful shopping trip and picked up some great deals but your mood changes rapidly once you have gotten back to the car park. Someone has left a dent in your car. Luckily you have car insurance to cover this but it doesn’t stop the heart from sinking. We have all had our little accidents in the past in particular when we were just learner drivers. Very few people have not had a ‘little tip’ at some stage. The question is would you own up to it? Recent studies show that up to 20% of people would not.

And if you’re lucky enough to be the proud owner of a hot motor you have more cause for worry than those with older, less pristine versions. 20 percent of the 3,000 motorists questioned in the poll by a UK insurance company said their decision whether to leave their details would depend on what kind of car they hit… A meagre 1 percent would own up if they hit a fancier car like a Volkswagen Golf GTi.

This survey also showed that over half of the people surveyed has had their own parked cars damaged in the past. Only a meagre 15% of these people were left details by the culprit. If the culprit inspected the car and could find no obvious defects then 66% of people would drive on without owning up to the crash. If they can’t see a problem then they believe no damage was caused.

Slightly more women (61 percent) would leave their details if they caused visible damage to another car than men (56 percent). It’s a pity that so many people would walk away if they hit someone else’s car, as, let’s face it, it’s pretty horrible when it happens to you.

Moving away from men / women comparisons, we get to young / old comparisons. Who do you think are the most honest? Not surprisingly the worst culprits are new drivers. 25% of them would not even own up to damaging a friend’s car. 94% of over 55 drivers would own up to damaging cars as they have experienced this in the past.

Protect your parked car against damages from other cars with AXA car insurance. Visit our site and receive cheap car insurance online today.

Affordable Automobile Insurance – Tricks to Find Free Auto Insurance Quotes

Wednesday, March 24th, 2010

For many people, automobile ins looks like an option, and not actually a must. For a person who has an automobile, automobile is actually a necessity to be protected in regards to your vehicle. For numerous states, auto insurance is compulsory and needed in order to even have an auto and register it. Having auto ins protects all other drivers when there is a collision. Until you see that you have been in an automobile wreck and of a sudden are paying 1000s of $, you don’t understand that having car ins is really a blessing.

Finding discount car insurance used to be a real battle. You needed to ring up each ins company and follow up the boring process of specifying hundreds facts about yourself to employee doing work there. By the time you obtained a couple of quotes things will begin to get unclear and you will even forget who gave you that cheaper quote.

Get car insurance deductible, and select from the auto insurance quotes that you prefer. See how the cheap coverage you want is provided at cheaper rates than found practically anywhere in the USA. Affordable car insurance which offers basic protection usually is as an offer that is perfect.

If you go buying around for a car insurance policy you are looking for two attributes: outstanding coverage policy and great deal. That does not mean dollars is the only thing you are going to be worried about though! You need to make positive you have got a car insurance firm that is going to assist you before you start handing over 100s of $ every month in premiums. You’ve got challenges, and you want to know where to go for solutions.

Net has offered us a new and terrific fashion to find out just about anything we need to discover affordable car insurance. Purchasing auto ins policy online is convenient for you also as you are going to obtain car insurance rates from well known firms, judge the rates and extract the one that meets you in the best manner. You need not go out of your home or office and you get the auto cover in considerably less time.

You can get the best affordable free car ins quotes now by checking a minimum of three automobile insurance quotes sites. Obtaining quotes from a minimum of three quotes sites raise the chances that you’d make more savings. This is as anything not covered by one insurance firm would be covered by the other.

There are truly numerous secrets to save some money on vehicle insurance without restructuring your current auto ins policy at all. You have many common rules of the road that we tend to ignore and by rejecting them we can dramatically increase our auto ins rates. Here are a couple of secrets to assist you decrease your vehicle ins rates.

You should compare vehicle insurance if you first buy insurance, but it’s likewise very important to compare car insurance occasionally or when you think that anything concerning your driving habits has changed. Review car insurance charges is if you have lately paid your automobile off. Whenever you do not have a loan on your vehicle you will drop your ins liability amount and pay less for your auto ins and still be fully covered.

Free Automobile ins quotes are going to disclose to you low-priced ins options for you as a car owner. These days, you can find free quotes from many automobile insurance agents without the need to spend a single dollar.

Buy car insurance estimate, and select from the car insurance rates that you prefer. Verify how the inexpensive coverage you want is provided at more affordable rates than found virtually anywhere else in the USA. Discount car insurance that offers protection regularly seems as an offer too good to be true.