The 1970’s rock band Caravan once released a rather oddly titled album called “For Girls Who Go Plump In The Night” which, let’s be honest, isn’t the kind of thing you’d expect to read in an article about caravan insurance, even if the writer owns one (a caravan that is!) An insurance man in a caravan is perhaps not that strange, but an insurance man in a caravan listening to Caravan? No way!
I’m not sure what got me thinking about this subject; I think it was looking back at some photographs of last years Glastonbury festival and noticing, in one guise or another, just how many caravans were there. Obviously as an insurance man I was thinking about their insurance cover and whether or not the underwriters were actually aware just what they were being used for.
Caravans were being used for almost everything you can think of that needs a sturdy shelter, i.e. people were living in them, some were being used as resting places for tired musicians, some were being used for paid showers and some were being used shops by refreshment vendors, and I still mean proper caravans, not mobile catering units.
In the camping areas there were caravans being used as shelter from the rain for the security staff, as meeting points for lost festival goers and as weekend homes for ageing rockers who either could no longer handle the rough nights of tent camping, or who just happened be fellow caravan fans.
Of course, the musicians themselves are among the biggest users of caravans at music festivals, they usually use the huge ones with extra wheels on the front for steering and they use them for changing in, preparing for the show in, and then use them to indulge in general after-show rock-star behaviour which I think is probably best left to the imagination! I’m not sure if Caravan ever used one, I think that would just be too good to be true! Caravan in a caravan listening to their debut album (which was called, as you may have guessed, “Caravan”). Or even better, if they had arranged a convoy with some friends, a caravan of caravans including a caravan with Caravan in it listening to Caravan!
But I digress; as I said a few long paragraphs ago, all these caravans got me thinking about the right kind of insurance to take out for this kind of venture, and whether or not any of these people had the correct insurance, I think the answer is probably not. However if you are thinking of taking a caravan to a music festival or somewhere similar, it’s definitely worth taking out the proper insurance because anything can happen in those kind of “free-partying” atmospheres where people are intent on letting their hair down and are perhaps not in their clearest state of mind and caravans can easily get damaged either by careless party people, or by simply sliding off on its own in the slippery mud, it could flood or catch fire or get blown away in the wind. Fortunately you can take out insurance policies to cover more or less anything that could happen to it, even being hit by an uninsured caravan posing as a tea shop!
Coversure are leading providers of caravan insurance if you are thinking about taking your caravan to a place where it would be even remotely at risk, like at a music festival, you should think about looking into some caravan insurance just to be safe.
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